E Commerce Insurance for online businesses

 

Managing E commerce insurance is about managing two aspects of website operations – managing the first party risks and managing the third party risks. First party risks are risks due to a company’s size, its e‐commerce infrastructure and its international scope. For example, a large SME, highly dependent upon e‐commerce and with international sales is at high risk.

Third party risks are risks from people, organisations and institutions outside the business. Third party risks are complex and ever changing because of increasing regulation and controls by statutory authorities at national, European and international levels. Any failure to comply with these laws and regulations can bring fines, claims and cessation of business.

Our policies are modular which allows us totailor the cyber, privacy and media cover to fit the ecommerce risk you face.Typically our e commerce insurance coverage includes:

  • Comprehensive media liability, including cover for user generated content
  • Advertising and personal injury
  • Defamation, including libel and slander
  • Intellectual property rights infringement
  • Invasion of privacy
  • Blanket professional indemnity
  • Breach of contract
  • Cyber liability, privacy liability and privacy breach notification costs
  • Employers’ liability and public liability
  • Property and business interruption, including cyber peril
  • Stock cover (even if you trade from home)
  • Worldwide Product liability (including US and Canada)

 LIMITS, EXCESSES AND PREMIUMS

Different Limits are available from £100,00 to £10,000,000 +
A range of excesses are available, from as low as £250
Premiums start from as little as £300

Want a quote for your e commerce website or  simply want more information then get in touch today!

If you wish to discuss your requirements further please contact us. It is our policy to keep all information provided by our clients and contacts completely confidential. This includes any information you provide below.

Your Name

Contact Number( important as we may need to speak to you on the phone)

Your Email

Website Address